Like many of the protesters at Occupy Wall Street in New York, Amanda Vodola is young, underemployed and loaded with student debt. She spends her days running around, helping【C1】___the movement, and her evenings waiting tables at a restaurant in Brooklyn. Last spring, she graduated from Fordham University【C2】a degree in English. “I grew up with this narrative that to get a good job I need to go to school,” she says. But the job she has “ is not enough to pay the bills. ” And the bills she’s【C3】most about are the ones tied to that narrative: the $ 30,000 she【C4】___in college loans.

In November, when their six-month grace period runs【C5】___, Vodola and millions of other students who graduated in May have to start【C6】their loans. Repayment requirements for private loans kick in regardless of whether【C7】have found jobs. Since employment rates for recent college graduates have【C8】in the past two years, as have starting salaries, the【C9】of a sharp rise in student-loan delinquencies (到期未付) has led some economists to【C10】that this could be the next financial crisis, rippling (波及) into the wider economy. Total US student-loan debt, which exceeded credit-card debt【C11】the first time last year, is on track to【C12】$ 1, 000 billion this year. That’s a nearly 8%【C13】___over last year.

But neither these【C14】___nor the voices of students,【C15】by debt, at protests in cities and on campuses【C16】the nation are likely to keep the families of high school seniors【C17】seeing a brand-name education as a【C18】to a better life. They’ve long been told that higher education is an【C19】in the future—even as the costs of college has【C20】___538% over the past 30 years.

【C17】